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If the information you’ve read thus far hasn’t convinced you that taking Premium Insurance Caps is highly beneficial, hopefully the following will.

In August, 2020, the eye-opening results from a study were published in the journal Nutrients. To this day it remains one of the most important studies in recent years, as researchers found that:

  • Compared to study participants taking a placebo, the participants who took a multivitamin/mineral supplement had a 60+% reduction in the number of sick days!
  • Those same participants also reported fewer and milder illness-related symptoms!

Profound? Eye-opening? You bet! Here are the highlights of this study:

  1. It involved healthy participants between 55 and 75 years of age.
  2. For 12 weeks, one group received a daily multivitamin/mineral supplement, while the other received an inactive placebo.
  3. Before and after this period, researchers measured the participants’ blood vitamin/mineral status and various markers of immune function.
  4. At the end of the study, the researchers noted that the participants who took the multivitamin/mineral supplement experienced an average of 2.29 sick days, while the placebo group averaged 6.43 days of illness.
  5. It was also noted that the multivitamin/mineral supplement group experienced fewer illness symptoms than the placebo group and that those symptoms were noticeably milder.

We should always make maintaining a strong immune system a major focus in our daily lives, and the health challenges the past couple of years have really emphasized just how razor-shard that focus needs to be. Bottom line? Taking care of your immune system simply cannot be ignored!

While there are many things that we can do to help promote strong immunity—getting adequate sleep and reducing stress are just a couple—the first step is always the consumption of a diet dominated by nutrient-dense whole foods. However, as important as eating healthy is, that alone will not suffice. To achieve your best performances in your workouts and events—and, even more importantly, enjoy optimal health, which, as this study’s results show, could very well mean fewer sick days—then daily supplementation with Premium Insurance Caps, Hammer Nutrition’s potent multivitamin/mineral supplement, is a necessity, not an option.


The latest and remarkable research concluded that taking a multivitamin/mineral supplement daily for three years is associated with a 60% slowing of cognitive aging. As most everyone knows, the brain is responsible for many functions that fall under the term “cognition”—thinking, learning, memory, attention, perception, processing information, and much more. It’s also important to know that cognitive aging and decline is not a disease, but instead a naturally occurring process.

While we may not be able to completely halt cognitive aging, we now know how we may be able to slow it down...way down!

This particular research on the effects of daily multivitamin/mineral use and cognitive function was a sub-study of a larger study that compared the effects of cocoa extract (500 mg/day cocoa flavanols) and a standard multivitamin/mineral supplement to placebo. The first part of the research focused on the effects of cocoa extract (CE) vs placebo on Global Cognitive Function (GCF) composite score, the overall summary of 19 separate tests and the primary method in determining overall cognitive function. The researchers then studied the effects of daily multivitamin/mineral use vs placebo on GFC.

While the CE findings were no different than placebo, there was a noticeable improvement in GFC composite score in the results for the multivitamin/mineral supplement vs. placebo. Lead study researcher, Dr. Laura D. Baker, states "Daily multivitamin-mineral supplementation appears to slow cognitive aging by 60% or by 1.8 years,” and that the results “may have important public health implications, particularly for brain health, given the accessibility of multivitamins and minerals, and their low cost and safety.”

This new research is as impressive and important as the previously discussed study, and it adds to the “arsenal” of research that shows that daily use of Premium Insurance Caps provides extraordinary, wide-ranging benefits.


1. Optimum, not minimum, amounts - Unlike many vitamin/mineral supplements that contain inadequate Daily Value (DV), Recommended Daily Allowance (RDA), and Reference Daily Intake (RDI) amounts of nutrients, Premium Insurance Caps is formulated with Optimum Daily Intake (ODI) amounts of the highest quality vitamins and minerals. Dr. Shari Lieberman hits the nail on the head about why the use of ODI amounts in supplementation is so vital: "RDIs reflect amounts that are adequate to prevent nutrient-deficiency diseases, and are not tailored for individual needs. In order to attain a state of optimum health and disease prevention, we must take into our bodies optimum - not minimum - amounts of vitamins and minerals."

NOTE: Premium Insurance Caps contain superb levels of the B-complex vitamins, amounts that replicate many stress support formulas, thus making those products unnecessary in your supplement regimen.

2. Capsules, not tablets - The nutrients in Premium Insurance Caps are contained within a two-piece all-vegetable capsule; that means they will dissolve much more rapidly and thoroughly than tablets would, so your body actually will receive the nutrients you're consuming. Because tablets can take longer to break down, they often irritate the intestinal lining, causing major stomach discomfort. Additionally, tablets can pass through the entire digestive system only partially dissolved, or completely un-dissolved. Either way, your body does not get the full volume of nutrients you ingested, which means you're not getting what you paid for.

3. Highly-assimilated, amino acid-chelated minerals - For many minerals, there are several forms available, all with differing absorption rates. Some companies use inexpensive forms of minerals in their products; e.g., magnesium in the oxide form or calcium in the carbonate form. Unfortunately, these cheap forms are not as well absorbed as other forms, such as the amino acid chelates used in Premium Insurance Caps.

4. Multiple digestive enzymes for maximum nutrient absorption - It's not what you consume, it's what you absorb. To aid the absorption of nutrients, Premium Insurance Caps includes digestive enzymes such as pepsin and papain.

5. Only beneficial nutrients, no "salt and pepper" - Some companies add auxiliary nutrients at levels that have no real value (what we call "salt and pepper" amounts). For example, some multivitamin/mineral supplements contain only 5 mg. of coenzyme Q10 and/or lipoic acid. Both are fantastic nutrients, but at that level you won't experience any true benefits. So even though a product's label may show a long list of auxiliary nutrients, you won't see results if the amounts are inconsequential. When you buy such a product, you're paying for a product that has little more than an impressive label. All of the nutrients included in Premium Insurance Caps are at levels that will provide real benefits.


After hundreds upon hundreds of supplement program consultations I’ve done during my tenure at Hammer Nutrition, I unhesitatingly recommend starting your supplement program with Premium Insurance Caps. Along with your efforts to consume the healthiest diet possible, Premium Insurance Caps will ensure you’re getting optimal amounts of vitamins, minerals, and key auxiliary nutrients. These aren’t minimal and insignificant DV, RDA, or RDI amounts, but amounts that will have a noticeably positive impact on your health, which research has shown includes fewer sick days and a significant slowing of cognitive aging.

In addition, the strong nutrient foundation that you receive from Premium Insurance Caps is a primary key to your body being able to meet the challenge of your training volume and workload, and that translates into improved athletic performance and better overall health.